l am trying to help my longterm boyfriend up his credit score by about 5 points so that we can put a bid in on a house. When l call to add him, what will they ask me? Social security number? What else?

P.S. Please no lectures on ''be careful he could screw u!'' because even though l trust him, he wo not have a copy of my card.

Usually, that is all.

Not a lecture but why does not he just go get a card of his own. Apparently his credit is almost good enough to get a house so getting a card should be a snap. ANyhow, beyond that l am not sure what they will need but probably his social sec #, address, phone, dob; the usual stuff. Just have him in the room when you call.

It is safer if he does not get his own card!! My bf had a credit card (in his own name) l swear they are worse than women!!

l think all the usual dob stuff regular questions. You should know most of that anyway.

They will ask you basic demographic questions (address, phone, etc.) and may also send you a form that he has to sign so they have his signature on file.

One option is to get a credit card for something like gas purchases and add him to it. That way when you pay at the pump, he wo not need to show ID every time he wants to use the card. Pay well on that, and his credit score could jump up quickly and significantly.

If you link him to your credit.......YOU will be linked to his. AND it is almost impossible to do. YOU WILL BE SORRY

If ur plan is to add him as an authorized user to increase his score, it might not work. FICO has new rules on authorized users. A spouse or child listed as an authorized user would count in their score. But since u r not married, making him an authorized user ow not help his score at all.

The credit card is the least of ur worries. Buying a house jointly with someone u r not married to is the really bad idea. If ur relationship goes south, u will be stuck.

Let your boyfriend get his credit on his own. Better to be safe now than sorry later.