|
| Message |
|
HackedB
|  |
|
I am 18, turning 19 next month, and was wondering if 724 is a good credit score to have at my age?
This is the first month my credit has been rated and do not really know much about it. It is my Experian score, if that has any effect.
|
|
|
Wil
|  |
|
l pull credt for a living & if u have had it for more tha 24 months & have revolving credit as well as secured credit ex;credit cards =unsecured... mortgage= secured ,it is perfect ,,,,,the higest l have seen is 864,,your score would get u a car loan in 30 seconds,,,,,,,a credit card right away,,,,,but it sounds like u have a score like that because u have not abused ur pay history.anything above 720 is like gold u should have the same or close on all three. agencies ,,,tru.equifqx & experian,,,,be careful & protect ur identity.since u have had it for only one month u need to establish yourself,,,,pay on time !!! some banks will look at score only but most look at time in credit bureau
|
|
|
North
|  |
|
Rule to live by: Forget about your credit score.
Check your credit reports once a year and go through them with a fine tooth comb. Pay your bills on time, and never carry a credit card balance. Scores do not matter since even car dealerships come up with their own score.
|
|
|
zofta2
|  |
|
In 2008 scores dont matter anymore. l went to finance a car with 759 score and was refused unless get co-signer. Simply because my score is high but l only have credit cards and my credit report is only 3-4 years old. Capital One demands 7 year old credit report minimum to finance at good rates. Never cancel your first credit card even if you dont use it.
|
|
|
|
|