| Are Pre-aprroved credit for those with less than perfect credit bad? ? |
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drg
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Or can they help me build my credit up?
pre approved credit card.
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Star
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If you have fixed your credit, you can try for ONE card. But do not do anything until you have repaid all of your past due credit and stayed current on it after bring it back up to date.
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Clone
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Well theres a yes & no to this answer.
If ur talking about first premier, aspire, cortrust, rewards 660 or another other credit card that requires a large fee & monthly payment a good card, l would say no....
They do build ur credit though. Your best bet is to use that money to get a secured card. Otherwise ur throwing away hundreds of dollars.
Sometimes this is all u have in regards to credit approvals, but dont waste the money...
If it is capital one with no or small annual fee, then l would go for it..Charge u a tank of gas & put it away & do this every 6 months to keep it active...
Good luck.
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Doctor
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Pre-approved credit does not guarantee an approval of your credit card. They will still need to check your credit score once you return the offer. If they approved, make sure you use what you can pay. Otherwise you will be in deep trouble.
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